Instant Payments system is a service to transfer money between the customers of different banks using a simple identifier: a phone number or a QR-code.
The service is available in any bank’s service channel:
– mobile and online banking
– cash desk
– ATM or self-service kiosk
The money arrives to the Recipient’s bank account not later than 15 seconds after sending. At this time in Russia the C2C, C2B and B2C transfer types and C2B refunds are implemented.
Our Solutions
Functions:
- Accepting the transfer terms and selecting the account to receive money
- Selecting the default bank for payments sending
- Sending and receiving money transfers
Functions of the Sender / Recipient bank:
- Crediting funds into recipient's accounts
- Payments with QR-Static
- Payments with QR-Dynamic
- Refunds
Functions of the Bank - Merchant Agent:
- Registration of legal entity in Instant Payments system
- Registration of legal entity’s account
- Registration of legal entity’s points of sales (merchants) in Instant Payments system
Functions of the app:
- Employees registration and user management
- Generating QR-Static and QR-Dynamic
- Notifications of the incoming payments
- Operations history
- Partial and full refund operations
Features
Multichannel Transfers via any bank service channel
Easy to start “Out- of- the- box solution” based on the Operation Server
Limits and fees Built-in limits and commission services
Possibility of implementation by bank specialists API for integration + consulting are provided
Work 24/7 Updating without stopping the service
Autonomous work Continue working even in case of the Bank’s back-office systems unavailability
Success stories
Questions?
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